{"id":3,"date":"2025-09-30T08:30:48","date_gmt":"2025-09-30T08:30:48","guid":{"rendered":"http:\/\/sh00314\/cgi\/addon_GT.cgi?s=GT::WP::Install::Cpanel+%28hwelpfmy%29+-+127.0.0.1+%5Bnocaller%5D\/?page_id=3"},"modified":"2026-07-17T17:25:25","modified_gmt":"2026-07-17T17:25:25","slug":"terms-and-conditions","status":"publish","type":"page","link":"https:\/\/harmonycoachingltd.com\/fr\/terms-and-conditions\/","title":{"rendered":"Terms &#038; Conditions"},"content":{"rendered":"[et_pb_section fb_built=&#8221;1&#8243; admin_label=&#8221;section&#8221; _builder_version=&#8221;4.16&#8243; global_colors_info=&#8221;{}&#8221;][et_pb_row admin_label=&#8221;row&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.16&#8243; custom_padding=&#8221;|||&#8221; global_colors_info=&#8221;{}&#8221; custom_padding__hover=&#8221;|||&#8221;][et_pb_text admin_label=&#8221;Text&#8221; _builder_version=&#8221;4.16&#8243; background_size=&#8221;initial&#8221; background_position=&#8221;top_left&#8221; background_repeat=&#8221;repeat&#8221; global_colors_info=&#8221;{}&#8221;]<p><\/p>\n<p>TERMS &amp; CONDITIONS<\/p>\n<p>Last Updated: July 2026<\/p>\n<p>Welcome to Harmony Coaching Ltd.<\/p>\n<p>These Terms &amp; Conditions govern the purchase and use of all digital products, coaching services and resources provided by Harmony Coaching Ltd. By purchasing or using any of our products or services, you agree to these Terms &amp; Conditions.<\/p>\n<p>1. ABOUT US<\/p>\n<p>Harmony Coaching Ltd<br \/>Website: https:\/\/harmonycoachingltd.com<br \/>Email: info@harmonycoachingltd.com<\/p>\n<p>2. DIGITAL PRODUCTS<\/p>\n<p>Our digital products include downloadable workbooks, guides, quizzes and other educational resources.<\/p>\n<p>Once payment has been successfully processed, access will be provided immediately or via email.<\/p>\n<p>3. PERSONAL USE ONLY<\/p>\n<p>All products are licensed for personal use only.<\/p>\n<p>You may not:<\/p>\n<p>\u2022 Copy or reproduce any content.<br \/>\u2022 Share, forward or distribute digital products.<br \/>\u2022 Resell or modify any materials.<br \/>\u2022 Use any content for commercial purposes without written permission.<\/p>\n<p>All intellectual property remains the property of Harmony Coaching Ltd.<\/p>\n<p>4. REFUND POLICY<\/p>\n<p>Due to the nature of digital products, all sales are final.<\/p>\n<p>Once a digital download has been accessed or delivered, refunds cannot normally be provided unless required by UK consumer law.<\/p>\n<p>Please read the product description carefully before purchasing.<\/p>\n<p>5. LIFETIME ACCESS<\/p>\n<p>Where lifetime access is stated, this refers to the lifetime of the product while it remains available within Harmony Coaching Ltd.<\/p>\n<p>Should a product be retired or replaced in the future, we reserve the right to discontinue access.<\/p>\n<p>6. COACHING SERVICES<\/p>\n<p>Where coaching sessions are purchased, appointment dates will be arranged between you and Harmony Coaching Ltd.<\/p>\n<p>If you need to reschedule, please provide at least 48 hours&#8217; notice where possible.<\/p>\n<p>Missed appointments or cancellations with insufficient notice may not be refundable.<\/p>\n<p>7. RESULTS DISCLAIMER<\/p>\n<p>Our products and coaching are designed to support personal development, clarity and confidence.<\/p>\n<p>Individual results will always vary depending on personal circumstances, commitment and implementation.<\/p>\n<p>No guarantees are made regarding specific outcomes.<\/p>\n<p>8. LIMITATION OF LIABILITY<\/p>\n<p>Harmony Coaching Ltd accepts no responsibility for decisions or actions taken as a result of using our products or coaching.<\/p>\n<p>Nothing provided should be considered legal, financial, medical or therapeutic advice.<\/p>\n<p>If you require specialist support, you should seek advice from an appropriately qualified professional.<\/p>\n<p>9. PRIVACY<\/p>\n<p>Your personal information is handled in accordance with our Privacy Policy.<\/p>\n<p>10. CHANGES TO THESE TERMS<\/p>\n<p>Harmony Coaching Ltd reserves the right to update these Terms &amp; Conditions at any time.<\/p>\n<p>The latest version will always be available on our website.<\/p>\n<p>11. GOVERNING LAW<\/p>\n<p>These Terms &amp; Conditions are governed by the laws of Scotland and the United Kingdom.<\/p>\n<p>Any disputes will be subject to the exclusive jurisdiction of the Scottish courts.<\/p>\n<p>12. CONTACT<\/p>\n<p>Harmony Coaching Ltd<\/p>\n<p>Website:<br \/>https:\/\/harmonycoachingltd.com<\/p>\n<p>Email:<br \/>info@harmonycoachingltd.com<\/p>\n<p><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section]","protected":false},"excerpt":{"rendered":"<p>TERMS &amp; CONDITIONS Last Updated: July 2026 Welcome to Harmony Coaching Ltd. These Terms &amp; Conditions govern the purchase and use of all digital products, coaching services and resources provided by Harmony Coaching Ltd. By purchasing or using any of our products or services, you agree to these Terms &amp; Conditions. 1. ABOUT US Harmony [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"nf_dc_page":"","_et_pb_use_builder":"on","_et_pb_old_content":"<!-- wp:heading -->\n<h2 class=\"wp-block-heading\">Who we are<\/h2>\n<!-- \/wp:heading -->\n<!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>Our website address is: http:\/\/sh00314\/cgi\/addon_GT.cgi?s=GT::WP::Install::Cpanel+%28hwelpfmy%29+-+127.0.0.1+%5Bnocaller%5D.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\">Comments<\/h2>\n<!-- \/wp:heading -->\n<!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>When visitors leave comments on the site we collect the data shown in the comments form, and also the visitor&#8217;s IP address and browser user agent string to help spam detection.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:paragraph -->\n<p>An anonymized string created from your email address (also called a hash) may be provided to the Gravatar service to see if you are using it. The Gravatar service privacy policy is available here: https:\/\/automattic.com\/privacy\/. After approval of your comment, your profile picture is visible to the public in the context of your comment.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\">Media<\/h2>\n<!-- \/wp:heading -->\n<!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>If you upload images to the website, you should avoid uploading images with embedded location data (EXIF GPS) included. Visitors to the website can download and extract any location data from images on the website.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\">Cookies<\/h2>\n<!-- \/wp:heading -->\n<!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>If you leave a comment on our site you may opt-in to saving your name, email address and website in cookies. These are for your convenience so that you do not have to fill in your details again when you leave another comment. These cookies will last for one year.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:paragraph -->\n<p>If you visit our login page, we will set a temporary cookie to determine if your browser accepts cookies. This cookie contains no personal data and is discarded when you close your browser.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:paragraph -->\n<p>When you log in, we will also set up several cookies to save your login information and your screen display choices. Login cookies last for two days, and screen options cookies last for a year. If you select &quot;Remember Me&quot;, your login will persist for two weeks. If you log out of your account, the login cookies will be removed.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:paragraph -->\n<p>If you edit or publish an article, an additional cookie will be saved in your browser. This cookie includes no personal data and simply indicates the post ID of the article you just edited. It expires after 1 day.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\">Embedded content from other websites<\/h2>\n<!-- \/wp:heading -->\n<!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:paragraph -->\n<p>These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\">Who we share your data with<\/h2>\n<!-- \/wp:heading -->\n<!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>If you request a password reset, your IP address will be included in the reset email.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\">How long we retain your data<\/h2>\n<!-- \/wp:heading -->\n<!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>If you leave a comment, the comment and its metadata are retained indefinitely. This is so we can recognize and approve any follow-up comments automatically instead of holding them in a moderation queue.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:paragraph -->\n<p>For users that register on our website (if any), we also store the personal information they provide in their user profile. All users can see, edit, or delete their personal information at any time (except they cannot change their username). Website administrators can also see and edit that information.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\">What rights you have over your data<\/h2>\n<!-- \/wp:heading -->\n<!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>If you have an account on this site, or have left comments, you can request to receive an exported file of the personal data we hold about you, including any data you have provided to us. You can also request that we erase any personal data we hold about you. This does not include any data we are obliged to keep for administrative, legal, or security purposes.<\/p>\n<!-- \/wp:paragraph -->\n<!-- wp:heading -->\n<h2 class=\"wp-block-heading\">Where your data is sent<\/h2>\n<!-- \/wp:heading -->\n<!-- wp:paragraph -->\n<p><strong class=\"privacy-policy-tutorial\">Suggested text: <\/strong>Visitor comments may be checked through an automated spam detection service.<\/p>\n<!-- \/wp:paragraph -->\n","_et_gb_content_width":"","footnotes":""},"class_list":["post-3","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Terms &amp; Conditions - Harmony Coaching Ltd<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/harmonycoachingltd.com\/fr\/terms-and-conditions\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Terms &amp; Conditions - Harmony Coaching Ltd\" \/>\n<meta property=\"og:description\" content=\"TERMS &amp; CONDITIONS Last Updated: July 2026 Welcome to Harmony Coaching Ltd. 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